mid-14c., "in times past," from Old French ariere "behind, backward," from Vulgar Latin *ad retro, from Latin ad "to" (see ad-) + retro "behind" (see retro-). Meaning "balance due" dates from early 15c.; phrase in arrears first recorded 1610s, but in arrearages is from late 14c.[arrears etymology, arrears origin, 英语词源]